Warning about Borrowing

Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggest other options that may help you.

* This statement is an Australian Government requirement under the National consumer Credit Protection Act 2009.
Name
Loan Amount
Loan Term
Turnaround Time
Cost
Secured Loan Option
Unsecured Personal Loan
Display Name
Unsecured Personal Loan
Max Loan Amount
$3,000 to $10,000
Loan Term
25 months
Turnaround Time
Same-day (Conditions Apply*)
Cost
Depends upon loan amount
Secured Loan
No
Apply Now
More details:

When the banks say no, give Jacaranda a go. With 5,000+ glowing customer reviews, our personal and car loans are fast, fair, and award-winning. *We don’t guarantee same-day outcomes. Most customers receive one if their application and all requested documents are submitted before 3pm AEST on a business day. Submissions after 3pm or outside business hours will receive an outcome the next business day.

Secured Personal Loans
Display Name
Secured Personal Loans
Max Loan Amount
$3,000 to $25,000
Loan Term
25 months to 36 months
Turnaround Time
Same-day (Conditions Apply*)
Cost
Depends upon loan amount
Secured Loan
Yes
Apply Now
More details:

When the banks say no, give Jacaranda a go. With 5,000+ glowing customer reviews, our personal and car loans are fast, fair, and award-winning. *We don’t guarantee same-day outcomes. Most customers receive one if their application and all requested documents are submitted before 3pm AEST on a business day. Submissions after 3pm or outside business hours will receive an outcome the next business day.

Car Loan
Display Name
Car Loan
Max Loan Amount
$3,000 to $30,000
Loan Term
25 months to 48 months
Turnaround Time
Same-day (Conditions Apply*)
Cost
Depends upon loan amount
Secured Loan
Yes
Apply Now
More details:

When the banks say no, give Jacaranda a go. With 5,000+ glowing customer reviews, our personal and car loans are fast, fair, and award-winning. *We don’t guarantee same-day outcomes. Most customers receive one if their application and all requested documents are submitted before 3pm AEST on a business day. Submissions after 3pm or outside business hours will receive an outcome the next business day.

Credit24
Display Name
Credit24
Max Loan Amount
$500 - $10,000
Loan Term
6 - 36 months
Turnaround Time
Same day (conditions apply)
Cost
Cost depends on the loan amount
Secured Loan
No
Apply Now
More details:

You must be employed and have a fair credit history and over 18+ with an active bank account.

Wallet Wizard
Display Name
Wallet Wizard
Max Loan Amount
$500 - $8,000
Loan Term
Up to 2 years
Turnaround Time
24 hours (conditions apply)
Cost
47.8%
Secured Loan
No
Apply Now
More details:

Line of credit of up to $5000. Quick applications and fast decisions. Wallet Wizard has made borrowing simple and fuss free. Terms, conditions and eligibility criteria apply. To approved customers subject to a credit assessment. Credit Corp Financial Services Pty Limited trading as Wallet Wizard ABN 39 146 525 706 Australian Credit Licence 400871