Warning about Borrowing

Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggest other options that may help you.

* This statement is an Australian Government requirement under the National consumer Credit Protection Act 2009.
Name
Loan Amount
Loan Term
Turnaround Time
Cost
Secured Loan Option
Credit24
Max Loan Amount
$500 - $10,000
Loan Term
6 - 36 months
Turnaround Time
Same day (conditions apply)
Cost
Cost depends on the loan amount
Secured Loan
No
More details:

You must be employed and have a fair credit history and over 18+ with an active bank account.

Wallet Wizard
Max Loan Amount
$500 - $8,000
Loan Term
Up to 2 years
Turnaround Time
24 hours (conditions apply)
Cost
47.8%
Secured Loan
No
More details:

Line of credit of up to $5000. Quick applications and fast decisions. Wallet Wizard has made borrowing simple and fuss free. Terms, conditions and eligibility criteria apply. To approved customers subject to a credit assessment. Credit Corp Financial Services Pty Limited trading as Wallet Wizard ABN 39 146 525 706 Australian Credit Licence 400871